It is Officially Fall Y’all!
Living on the warm coast in fall is a unique experience that combines the best of both worlds: the lingering warmth of summer and the cool, refreshing breezes of autumn. As the leaves begin to change colors, the coastal landscape transforms into a picturesque scene, with golden and crimson hues contrasting against the deep blue of the ocean. The weather remains mild, making it perfect for long beach walks, outdoor activities, and seaside dining without the intense heat of summer. The crowds thin out, offering a more peaceful and serene atmosphere, ideal for those looking to relax and unwind. Additionally, local festivals and markets often celebrate the harvest season, providing an opportunity to enjoy fresh, seasonal produce and engage with the community. Living on the warm coast in fall is a time to savor the beauty of nature, relish the tranquility, and appreciate the slower pace of life.
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Market Changes & Information
The Federal Reserve has cut interest rates by 50 basis points, marking the first reduction in four years. This is expected to make mortgages more affordable (Forbes, CNBC).
Mortgage rates have dropped to 6.09%, the lowest since February 2023, fostering optimism in the housing market (Realtor.com).
Existing home sales fell 2.5% in August despite lower mortgage rates, indicating ongoing affordability challenges (Realtor.com).
Single-family home construction surged by 16% in August, driven by the recent decline in mortgage rates, providing more options for buyers (Realtor.com).
Experts predict home prices will remain high, with a 5.4% annual gain reported, making it the most unaffordable housing market in history (Forbes).
The National Association of Realtors anticipates a gradual shift toward a more balanced market, but significant price drops are not expected in 2024 or 2025 (Forbes).
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Fun Events & Things To Do
